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Create a financial budget to help you save.
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Do not use credit cards.
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Stop purchasing frivolous, impulse items.
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Don’t buy anything just because it is on sale.
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Occasionally buy generic or non-name brand merchandise.
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Don’t eat out as much as you’d like to.
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Do more activities at home. (you wont be out spending!)
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Invest the money you save so that it earns money too.
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Stay busy - you have less time to spend money.
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Stop smoking.
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Don’t try to compete with your friends and neighbors.
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Shop for clothes at thrift shops (especially for kids).
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Pay bills online. Its safe and I save $50 a year on stamps.
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Learn to refinish furniture or decorate with paint
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Buy a bread maker and make your own bread. Healthier & cheaper than $2.00 a loaf!
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Cancel magazine subscriptions. Read them at the library instead.
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Check out library books instead of buying them.
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If you wash your hair every day you don’t need to lather twice. Saves shampoo!
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Buy only clothing not requiring dry cleaning.
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Get 3-6 quotes anytime shopping for item over $100.
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Shop tax-free at your local Exchange and don’t forget that they price match!
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Stay stylish by buying basic solid tees and skirts & then adding trendy accessories.
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Recycle plastic bags you receive at the grocery store for trash.
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Buy fruits and vegetables in season. They are less expensive and taste better.
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Shop your local commissary – you could save over hundreds a year!
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